Comments on: Homeowner’s insurance minimal hurricane deductible? http://hurricanequestions.com/homeowners-insurance-minimal-hurricane-deductible.htm Tue, 22 May 2012 17:31:49 +0000 http://wordpress.org/?v=2.7.1 hourly 1 By: Apple http://hurricanequestions.com/homeowners-insurance-minimal-hurricane-deductible.htm/comment-page-1#comment-6082 Apple Fri, 30 Oct 2009 00:01:59 +0000 http://hurricanequestions.com/homeowners-insurance-minimal-hurricane-deductible.htm#comment-6082 Where do you live? Unfortunately, this has been occurring frequently in hurricane areas. You probably can get a lower deductible, but your premium will most likely sky rocket. Where do you live? Unfortunately, this has been occurring frequently in hurricane areas. You probably can get a lower deductible, but your premium will most likely sky rocket.

]]> By: mbrcatz17 http://hurricanequestions.com/homeowners-insurance-minimal-hurricane-deductible.htm/comment-page-1#comment-6083 mbrcatz17 Fri, 30 Oct 2009 00:01:59 +0000 http://hurricanequestions.com/homeowners-insurance-minimal-hurricane-deductible.htm#comment-6083 Depends on where you live. If you're in Texas or Florida, regardless of claims history, I don't know anyone who will give you a flat $500 deductible for wind damage (aka, hurricane coverage). It's almost ALWAYS going to be a percentage deductible - usually 2% to 10%. But you don't say where you are. So, you'll have to call around to local agents, and ask if someone gives wind coverage with a flat deductible. Due to the fact that the wind deductible is listed SEPERATELY, I'm guessing that you're in a high wind risk area, probably coastal. In low wind risk areas, insrance companies don't have a seperate deductible for wind. Depends on where you live. If you’re in Texas or Florida, regardless of claims history, I don’t know anyone who will give you a flat $500 deductible for wind damage (aka, hurricane coverage). It’s almost ALWAYS going to be a percentage deductible - usually 2% to 10%.

But you don’t say where you are. So, you’ll have to call around to local agents, and ask if someone gives wind coverage with a flat deductible.

Due to the fact that the wind deductible is listed SEPERATELY, I’m guessing that you’re in a high wind risk area, probably coastal. In low wind risk areas, insrance companies don’t have a seperate deductible for wind.

]]> By: MSAD http://hurricanequestions.com/homeowners-insurance-minimal-hurricane-deductible.htm/comment-page-1#comment-6084 MSAD Fri, 30 Oct 2009 00:01:59 +0000 http://hurricanequestions.com/homeowners-insurance-minimal-hurricane-deductible.htm#comment-6084 Depends on where you live. "not very often" means you still get hurricanes. Florida and the Carolina's get more hurricanes than Mississippi - but look what Katrina did to that state! If Metlife is requiring storm shutters then you are in a hurricane prone area - my guess would be some part of Florida. Depends on where you live. "not very often" means you still get hurricanes. Florida and the Carolina’s get more hurricanes than Mississippi - but look what Katrina did to that state!

If Metlife is requiring storm shutters then you are in a hurricane prone area - my guess would be some part of Florida.

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