My friend wants to be a home owner in florida but wants to know insurance prices first?
Like Hurricane/flood insurance and stuff.
Tagged with: flood insurance • hurricane flood • insurance
Filed under: Hurricane Questions
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For the best rates, have your friend speak with an insurance broker. A broker works with several companies and can find the best rates. To find a broker in South Florida, log on to a website like http://www.homeownerswiz.com and fill out a form requesting a quote. Good luck!
About 2,500 per year. If you can get it these days. Most of the companys will not take new coverages any more. In 2004 when we were hit with the 4 massive hurricanes, we all got screwed and all of the companys had to go bankrupt. Fl. is great though, but look into it first.
A way lot. Seriously, $2500 is way, way low. If you’re within 25 miles of the coast (hard to not be, in FL) and you need $150,000 of homeowners insurance, between the homeowners, wind, and flood, it’s probably going to run you closer to $7,000 a year.
But your friend will have to get an actual quote, based on an actual house, before making an offer.
It really all depends where you are. I am not sure where people pay $7k for a $150,000 house..maybe Key West. I work at an agency in the Tampa area and we have wrote policies for people from Gainseville down to Miami and a house around $150K normally pays around 1500-3000 a year for home insurance and flood depends on what flood zone you are in but you can always increase your deductibles and pay between $200-$2000 a year. You can call 813-655-0910 to get a free quote.
Best of luck.
Hey there,
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Have her talk to a local agent.
To put her in touch with a Florida agent about home insurance and the associated costs, fill out this short form:
http://myinsurancequotes.net/home-insurance.html
Jared Balis
http://www.utahinsurance.org
http://www.healthinsuranceinutah.com